Caution – Old Universal Life Policies
Being an insurance agent, I try to help people, not scare them. However, sometimes we have to face some unpleasant realities. Most evident is that each and every one of us will die at some point. That...
View ArticleNo Health insurance? – Deadline is Approaching
By January 1, 2014, every American who is not covered under a government plan, will have three options for health insurance. Get coverage through an employer, if available. (More employers will have...
View ArticleNewport News Shipyard Retirees Losing Medicare Coverage
I am concerned about the amount of “unease” and lack of choices being expressed by retirees of Newport News Shipbuilding about the loss of their supplemental Medicare coverage. There been several...
View ArticleAffordable Care Act will NOT be affordable!
It appears that Obama’s Affordable Care Act (ACA) is not going to be affordable for a great number of people. Last week I attended agent meetings for both Optima and Anthem BCBS. Though there are a...
View ArticleDon’t Miss Medicare Annual Enrollment Period
Beginning October 1, 2014 Medicare eligible beneficiaries can start “shopping” for new Medicare Advantage and Medicare Part D Prescription Drug Plans (PDP). Those who are in Medicare Supplement plans...
View ArticleImportant things to know about Annual Enrollment
Annual Enrollment Period, (AEP) also know as Open Enrollment Period (OEP) is from October 15, 2015 until December 7, 2015. All Medicare Advantage Plans and all Prescription Drug plans will change for...
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